Koi chu New Pension Scheme a pang thei ham?
Indian citizen kum 18 leh 55 kikahho pang thei ahi. New Pension Scheme hi tier-I leh tier-II accounts
in akihomkhenin ahi. Tier-I account hi non-withdrawable ahin, chuleh Tier-II account noia voluntary savings leh withdraw jong phal ahi. Ahin, tier-II account nei theina dinga hi tier-I account nei angai e.

Iti enrol kibol ham?
Amasa pena point of presence (PoP) najot ngai in tin, chuleh documents ngaichat jouse puma form chu na fill up ding ahi. Registered na hung hitah leh, Central Recordkeeping Agency (CRA) in telephone leh

internet password ho puma Permanent Retirement Account Number (PRAN) na hin thot dingahitai.


Ijat ki invest thei dem?
Investment ceiling aum poi. Ahin minimum investment limit chu lha khat a dangka 500 ahiloule kum khat a dangka 6,000 ahi.

Scheme noia peh ding dol (minimum payment) kipelel khaleh ipi penalty um thei dem?
Na pehlel dungjuia kum khata penalty a dangka 100 na leuva account suhhing kitna dinga chu
minimum amount toh napeh tha ding ti ahi. Chuleh, account khanglou (dormant account) ho chu account
value zero a achuh teng kikhah peh ding ti ahi.


Scheme noia ka investment guaranteed hi nam?
NPS noia na investment guarantee um ding tivang aum poi.

Investment option iti kalhen kah ding ham?
Investment option chom chom aum e (investment mix) – equity ahilouleh E (risk asan dungjuia sumpung/returns jong sang/tam), “mainly fixed income instruments” ahilouleh C (risk leh returns alai lah), chuleh and “pure fixed investment products” ahilouleh G (risk sanglou, returns jong sanglou) tiho
lhenkah thei ahi.

Fund manager koi ham?
Tu le tua Pension Fund Regulatory and Development Authority (PFRDA) in NPS a dia fund manager 6 alhendohho chu State Bank of India, UTI, ICICI Prudential, Kotak Mahindra, IDFC chuleh Reliance ahi.
Nang in investment option na lhen teng fund manager khat na kilhen ding ahi.

Investment mix leh fund manager ka khel thei dem?
May lha 2010 a pat fund manager khat a kona adang khat na khel thei ahi.

Khopi mun choma ka kichou khahleh ipi ti dem?
Na Permanent Retirement Account Number (PRAN) kikhel chom lou ding chuleh toll-free number (1-800-222080) a access na bol thei ding ahi. Na PRAN thua achen achai leh transactions umdol CRA website (www.npscra.nsdl.co.in) a vet thei ahi.
* CRA account neiho million khat (lakh 10) ahung lhin tahleh annual maintenance charge dangka 280 a hung lhom ding chuleh per transaction charge a dangka 6 hi ding ti ahi. Accounts million 3 aphah teng
annual maintenance charge chu dangka 250 a kemsuh kit ding chuleh per transaction charge jong dangka 4 hung hi ding ahitai.

NPS a iti phatleh ka hai thei ding ham?
Alhangpia NPS retirement age chu kum 60 ahi. Kum 60 na phah teng NPS noia na savings 40% chu insurance company khat a “life annuity” (na damsunga akum seh a insurance company in na peh ding) chohna a na manchah hung ngai ding ahi. Athem athem a sum lahdoh phal ahin, ahin lump sum sumpung
chu kum 70 na phah masanga na kisan thei ding ahi.

Kum 60 phah masanga haigoho chun a savings uva kona 20% withdrawabol thei diu, ahin aum cheng 80% a chu annuity chohna a amanchahu ngai kit ding ahi.

Kum 60 phah masanga iham tia subscriber athi khahleh, nominee pen chun pension corpus jouse amu ding ti ahi. Alangkhata, subscriber in a citizenship akhel ahilouleh peh ding dol pelouva account value zeroahileh scheme a hai ding tina ahi mai e. Hai theina kum kipe hi PFRDA in aphat seh a avelvet ding
ahi.